The circle, kept in perfect order.
Wadaag is the tracking app for private savings circles — ayuuto, hagbad, susu, ROSCA, and chama. It keeps the rules, the schedule, the payout order, and the record everyone can see.
Wadaag tracks your circle's commitments — money moves directly between members, outside the app.
- $0.99/month per person
- No money held, ever
- Coming soon on iOS & Android
Informal tracking breaks formal promises.
Savings circles run on trust — but trust deserves better tools than memory, screenshots, and a chat scrollback.
Memory becomes the ledger
Who paid, who received, whose turn is next — when the record lives in someone’s head or a buried chat thread, every round starts with a negotiation.
Disputes have no paper trail
A missed contribution with no written reason turns into suspicion. Without a shared history, small misunderstandings erode years of trust.
The organizer carries the weight
One person chases reminders, tracks the rotation, and answers "who’s up?" every single round — unpaid, unthanked, and burned out.
Seven steps. One shared truth.
Wadaag mirrors how your circle already works — it just gives the group one reliable record of every commitment.
Create your circle
Name it, set the contribution amount, currency, frequency, and member limit. Write down the rules your group already agrees on.
Invite members
Send invitations by phone, link, code, or QR. Members accept, the admin approves, and the circle stays private to them alone.
Set schedule & payout order
Wadaag generates the round schedule. The full payout rotation is visible to every member before the first contribution is due.
Mark sent — outside the app
Members pay the round’s recipient directly — cash, bank transfer, mobile money — then mark the contribution as sent in Wadaag.
Confirm received
The recipient confirms the money arrived and the record settles. Two sides, one agreed truth — no "I thought you paid."
One shared ledger
Every action lands in an append-only ledger: sent, confirmed, waived, disputed. The whole circle reads the same history.
Chat & reminders
A private chat beside the record, and gentle due-date reminders — coordination without the chasing.
Everyone sees whose turn is next.
The full rotation is set before the circle starts — no drawing lots in a chat, no re-deciding every round. The current recipient is highlighted; the order never hides.
- AminaReceived
- YusufReceived
- FatimaMarked sent
- OmarDue Friday
- LaylaUp next
One record. Every member. No erasing.
Every contribution, confirmation, waiver, and dispute lands in an append-only ledger the whole circle can read — and export — at any time.
Money moves outside Wadaag.A ledger entry is the group's shared bookkeeping — clear, timestamped, visible to all — not a payment receipt from a financial institution.
Shared ledger
FamilyPot · Round 3 of 8
- Amina marked sentRound 3 · USD 200Today
- Yusuf confirmed receivedRound 3 · USD 200Today
- Fatima marked sentRound 3 · USD 200Yesterday
- Waiver approved for OmarRound 2 · hardshipJul 18
Built for the circle, in your pocket
$0.99/month
One Wadaag Membership per person. No transaction fees, no per-circle billing, no tiers, no introductory tricks. Cancel anytime in your app store settings.
Quiet by default. Yours by design.
Private by design
Circles are visible only to their members. There is no public directory, no feed, no browsing other groups.
Your record, exportable
Export contributions and ledger history to CSV anytime. The group’s books belong to the group.
No money in the app
There is no wallet, no balance, nothing to hack or freeze. Wadaag never touches a single dollar of the circle’s savings.
Centuries old. Now with a ledger.
Frequently asked questions
No. Wadaag does not process or hold group funds. Members pay each other directly — cash, bank transfer, Zelle, Venmo, mobile money — whatever the circle already uses. Wadaag only keeps the record.
Give your circle one shared place to see what is due, sent, and next.
Wadaag Membership — $0.99/month per person.
Coming soon on the App Store and Google Play.