One idea, a hundred names
Nearly every culture has a name for the same practice: a group of people who trust each other, contributing in turns so each member receives the pot once. Wadaag is built for all of them.
Somalia & the Somali diaspora
Ayuuto
The rotating savings circle at the heart of Somali community life — often organized by women, funding everything from small businesses to weddings.
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Somalia & East Africa
Hagbad
A close relative of ayuuto: trusted members contribute a fixed amount each round and take turns receiving the pooled total.
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West Africa & the Caribbean
Susu
From Ghana and Nigeria to Trinidad and Jamaica — a centuries-old rotating savings practice carried across the Atlantic.
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Worldwide
ROSCA
The academic term — rotating savings and credit association — for what hundreds of cultures have practiced independently for centuries.
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Kenya & East Africa
Chama
Kenyan investment and savings groups, from informal merry-go-rounds to registered investment clubs with constitutions.
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And many more
Tanda in Mexico, cundina in the southwest, paluwagan in the Philippines, kutu in Malaysia, arisan in Indonesia, ekub in Ethiopia, esusu in Nigeria, pandeiros in Brazil — the structure is universal even where the name is local. If your circle has members, rounds, and a payout order, Wadaag can track it.