Capabilities

Features

Everything a savings circle needs to stay organized — and nothing that touches the money itself.

Organizing the circle

Create private circles with a name, contribution amount, currency, frequency, member limit, and written group rules.

Admin, co-admin, and member roles keep responsibilities clear — only admins manage lifecycle and exceptions.

The full rotation is set before the circle starts and visible to every member, so everyone knows whose turn is next.

Round dates are generated from your frequency. Due dates, current round, and next payout are always on screen.

Invite by phone number, shareable link, invite code, or QR code. Admins approve each member before the circle begins.

Members mark contributions as sent; recipients confirm received. A record only settles when both sides agree.

When something doesn't add up, open a dispute with a reason. The disagreement is recorded, not whispered.

Admins can waive a contribution for hardship or correct a record — always with a written reason, always visible.

An append-only history of every contribution, confirmation, waiver, and dispute. The whole circle reads the same record.

Export contributions and ledger history to CSV for the group's own files or end-of-circle accounting.

A private chat inside each circle keeps coordination next to the record it refers to.

Due-date reminders and notifications for invites, confirmations, rejections, and disputes.

English, Somali, Arabic, Swahili, French, and Spanish — with full right-to-left layout for Arabic.

A full dark theme for late-night ledger checks.

Review your circles, schedule, and ledger even without a connection; changes sync when you're back.